Civil and construction projects face unique, highrisk environments—heavy machinery, complex worksites, strict timelines and contract obligations. At CIB, we provide tailored insurance solutions designed to protect your people, your equipment, and your projects from start to finish.
Why Civil & Construction Insurance Matters
Construction and engineering work involves exposures such as material damage, onsite accidents, theft of equipment, and liability arising from design or workmanship. Generic business insurance often fails to cover these specialised risks, leaving contractors exposed or in breach of contract requirements. Civil construction, in particular, involves highrisk activities like earthmoving, excavation, trenching, utilities installation, and road or bridge works—many of which are excluded unless declared under a specialised policy.
Contract Works Insurance
Protects your project against accidental physical damage—fire, storm, theft, vandalism, or onsite incidents—covering works in progress, materials onsite, in transit, or temporarily stored.
Public & Products Liability
Covers thirdparty injury or property damage arising from your construction activities, machinery use, or subcontractor actions. Critical for meeting contractual obligations and protecting your business from claims.
Mobile Plant & Equipment Insurance
Covers excavators, loaders, cranes, tip trucks, and other machinery against theft, breakdown, rollover, or accidental damage—whether owned, hiredin, or on wet hire.
Professional Indemnity (Design & Construct)
Protects contractors who provide design input, engineering advice, or other professional services—covering errors, omissions and designrelated liabilities.
Workers Compensation
Mandatory protection for employee injuries, ensuring compliance with Victorian regulations.
Tools, Trailers & Equipment Cover
For portable tools, generators, small trailers, and measuring or laser equipment—covering theft, damage, and loss onsite or in transit.
Management Liability
Protects directors and business owners against employment disputes, regulatory breach claims, WHS actions, and management related exposures.
Trade Credit Insurance
Safeguards cashflow by protecting the business when customers fail to pay.
Tailored, ProjectReady Insurance Solutions
As a specialist broker in the sector, we focus on aligning cover to your contract requirements—so you stay compliant, competitive, and financially protected.
EndtoEnd Support
Let’s Protect Your Next Project
Whether you're building a subdivision, operating heavy plant, or completing specialist infrastructure works, CIB can help you secure the right insurance—so you can focus on delivering quality projects safely and confidently.
We’re committed to exemplary service and ease of transaction while protecting your assets. And if an incident occurs, we’ll support and advocate for you through the entire claims process – negotiating with insurers and third parties to ensure the swift payment of any benefits you’re owed. You’re always our top priority.
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CIB arranges insurance for a wide range of operators, including:
Common Risks We Help You Manage
We’re committed to exemplary service and ease of transaction while protecting your assets. And if an incident occurs, we’ll support and advocate for you through the entire claims process – negotiating with insurers and third parties to ensure the swift payment of any benefits you’re owed. You’re always our top priority.
We have an honest, open, flexible and authentic customer centric-business relationship, to ensure we fully know our clients, their needs, and appreciate what’s important to you. We are here to guide you through your journey, constantly reviewing and providing advice on your insurance needs to help you grow.
We are here to protect your assets with exemplary service, ease of transaction, and prompt claims settlement – you are always our priority.
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We’re committed to exemplary service and ease of transaction while protecting your assets. And if an incident occurs, we’ll support and advocate for you through the entire claims process – negotiating with insurers and third parties to ensure the swift payment of any benefits you’re owed. You’re always our top priority.
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