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Farming & Rural

Farming in Australia presents enormous opportunity—yet it also brings daily uncertainty. From unpredictable weather to machinery failures, livestock losses, and rising operational risks, the right insurance plays a vital role in protecting your livelihood, assets, and longterm sustainability.
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Farming in Australia presents enormous opportunity—yet it also brings daily uncertainty.

Farming in Australia presents enormous opportunity—yet it also brings daily uncertainty. From unpredictable weather to machinery failures, livestock losses, and rising operational risks, the right insurance plays a vital role in protecting your livelihood, assets, and longterm sustainability.

At Community Insurance Brokers (CIB), we work closely with farmers to tailor cover that reflects the way you operate. No two farms are the same, and your insurance shouldn’t be either.

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What We Can Cover‍

Our farm insurance packages are built using a combination of core and optional protection to suit operations of all sizes—from hobby farms to large agribusiness enterprises.

Farm Property & Buildings‍

Protection for homesteads, sheds, silos, tanks, fencing, haysheds, tools, equipment and farm contents against fire, storm, theft and accidental damage.

Livestock Insurance‍

Cover for cattle, sheep, goats, pigs and poultry, including death due to accident, disease, or theft, and optional transit and stud stock cover.

Crop Insurance‍

Protection against hail, frost, fire, excessive rainfall, drought, disease and pests—keeping your income secure even in poor seasons.

Farm Vehicles, Machinery & Equipment‍

Insurance for tractors, harvesters, sprayers, quad bikes, utes, heavy vehicles and irrigation systems, including damage, breakdown and theft cover.

Business Interruption‍

Financial support to cover lost income and ongoing costs if an insured event disrupts your operations, helping you recover faster.

Theft & Transit‍

Coverage for theft of tools, machinery, plant, fuel, chemicals and livestock, plus protection for goods and animals while being transported.

Public & Product Liability‍

Protection against thirdparty injury or property damage arising from your farming activities—an essential safeguard for any rural business.

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Types of Farms We Support‍

We provide tailored solutions for a wide range of farming operations including broadacre, dairy, orchards, viticulture, vegetable and smallcrop growers, livestock producers, poultry, piggeries, hobby farms, cattle stations and more.

Protect Your Farm with Confidence‍

Whether you're running a large commercial enterprise or a small family operation, we can build a farm insurance package tailored to your property, risks and goals.

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Take a look at what our clients have to say about us!

We’re committed to exemplary service and ease of transaction while protecting your assets. And if an incident occurs, we’ll support and advocate for you through the entire claims process – negotiating with insurers and third parties to ensure the swift payment of any benefits you’re owed. You’re always our top priority.

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Why Farm Insurance Matters

Australian farms face unpredictable challenges, including severe weather, equipment breakdown, theft and livestock losses. Comprehensive farm cover offers financial protection and peace of mind so you can keep your farm running smoothly even when the unexpected hits. Farm insurance also supports financial stability, helps meet lender and contractual requirements, and reduces worry about day today “what ifs”.

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Interested in how we can help you and your business?

With more than 100 years’ experience we take the time to listen and understand your personal or business needs, to identify your exposures and provide innovative cover options and better outcomes so you can achieve your business and personal goals knowing you are protected.

Take A Look At Some Of Our Recent Success Stories

We’re committed to exemplary service and ease of transaction while protecting your assets. And if an incident occurs, we’ll support and advocate for you through the entire claims process – negotiating with insurers and third parties to ensure the swift payment of any benefits you’re owed. You’re always our top priority.

Have questions? Take a look at our FAQ’s here!

We have an honest, open, flexible and authentic customer centric-business relationship, to ensure we fully know our clients, their needs, and appreciate what’s important to you. We are here to guide you through your journey, constantly reviewing and providing  advice on your insurance needs to help you grow.

We are here to protect your assets with exemplary service, ease of transaction, and prompt claims settlement – you are always our priority.

Check out our resources for industry insights as well as tips & tricks

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Manufacturing

Manufacturers across Australia face a wide range of operational, financial, and safety risks. From machinery breakdowns to product defects and supplychain disruptions, even a single incident can halt production and impact profitability. CIB provides tailored manufacturing insurance solutions to help protect your equipment, people, and business continuity.
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Construction & Civil

Specialist Protection for Builders, Contractors & Civil Operators
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Professional Risks Insurance

Professional Indemnity, Management Liability, Cyber liability & Privacy Protection. At CIB, we understand the unique responsibilities carried by professionals who provide specialist advice or services.
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Mobile Plant & Equipment Insurance

Protecting your machinery is protecting your business. At CIB, we help contractors, operators, and businesses safeguard their essential plant and equipment with tailored, reliable insurance solutions.
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Commercial Property

Protecting the places where local businesses thrive
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Transport & Logistics

Protecting the operators who keep Australia moving.
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Trades Insurance

Australia’s trades and construction sectors face daily risks—from accidental property damage to stolen tools and unexpected injuries. At CIB, we provide tailored insurance solutions designed to keep tradies protected and on the tools.
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Business Insurance

Business insurance plays a key role in safeguarding your assets, revenue, people, and reputation.
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Every business has people whose knowledge, relationships, or leadership keep thingsmmoving forward. But what happens if one of those people can no longer contribute due to serious illness, disability, or death? At CIB, we help safeguard your business against the financialnimpact of losing a key individual or business partner. Our Key Person and Buy–Sell insurance solutions provide continuity, stability, and peace of mind.
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Commercial Motor & Fleet

Protecting the vehicles that keep your business moving.
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Personal Lines

From home and motor vehicle to boats and valuables, CIB works with a wide range of insurers to find cover tailored to your individual needs — giving you peace of mind that what matters most is protected.
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Personal Risk Insurance

Life can change in a moment, and the impact of illness, injury or loss can place significant financial pressure on families. At CIB, we work alongside Steadfast Life to help you access personal protection solutions that support your lifestyle, safeguard your income, and provide confidence for whatever the future brings.
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WorkCover

CIB has partnered with Safescope, specialist WorkCover consultants, to help employers navigate their obligations with confidence. From understanding premiums to managing claims, we ensure your business stays compliant and your people are protected.
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Take A Look At Our Other Services…

We’re committed to exemplary service and ease of transaction while protecting your assets. And if an incident occurs, we’ll support and advocate for you through the entire claims process – negotiating with insurers and third parties to ensure the swift payment of any benefits you’re owed. You’re always our top priority.

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