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Commercial Motor & Fleet

Protecting the vehicles that keep your business moving.
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Why Commercial Motor & Fleet Insurance Matters

Business vehicles are exposed to daily risks — collisions, theft, weather events and thirdparty liabilities. Our role is to ensure you’re protected against the unexpected, so your business can continue operating smoothly. This aligns with industryrecognised needs such as protection for accidental loss or damage, liability coverage, and fast return-to-road solutions.

At Community Insurance Brokers (CIB), we understand that business vehicles are essential assets that keep your operations running. Whether you’re a sole trader with a single ute or a regional business managing a mixed fleet, we help you secure the right cover to keep your business on the road with minimal downtime.

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Who we help

  • Trades & construction
  • Agriculture & rural operations
  • Transport & logistics
  • Service businesses
  • Local contractors and fleets of all sizes

Let’s Keep Your Business Moving

‍Whether you operate a single work vehicle or manage an entire fleet, our team at CIB is here to help you secure the right protection with local service you can rely on.

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Policies we arrange

Any business that owns, leases, or operates:‍

  • Cars, SUVs, utes, vans, or 4WDs
  • Light commercial vehicles
  • Trucks, trailers, or heavy motor
  • Multiple vehicles used for trade, transport, or servicebased operations

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What’s Typically Covered?‍

CIB can arrange policies that include protection for:

Core Cover Options

  • Comprehensive cover – Accidental damage, theft, fire, and more
  • ThirdParty Property Damage – When your vehicle damages someone else’s property
  • Fire & Theft Only – Suitable for lowerrisk or stored vehicles

Benefits We Can Arrange

  • Emergency repairs & towing
  • New vehicle replacement (insurer-dependent)
  • Windscreen & glass options
  • Replacement hire vehicle following an insured incident (optional, depending on insurer)
  • Higher legal liability limits
  • Automatic additions & deletions of vehicles
  • Signwriting & accessories cover
  • Greater driver flexibility

Additional features such as agreed value options, automatic inclusions, and streamlined claims processes, reinforcing the importance of flexible, tailored benefits for fleet clients.

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Take a look at what our clients have to say about us!

We’re committed to exemplary service and ease of transaction while protecting your assets. And if an incident occurs, we’ll support and advocate for you through the entire claims process – negotiating with insurers and third parties to ensure the swift payment of any benefits you’re owed. You’re always our top priority.

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Why Choose CIB for Your Commercial Motor or Fleet Insurance?

  • Access to leading Australian insurers and underwriting agencies
  • Tailored advice to match your fleet’s specific risks and operational needs
  • Dedicated claims support to help get your vehicle repaired and back on the road quickly
  • Consolidated policies that simplify administration for businesses with multiple vehicles

Interested in how we can help you and your business?

With more than 100 years’ experience we take the time to listen and understand your personal or business needs, to identify your exposures and provide innovative cover options and better outcomes so you can achieve your business and personal goals knowing you are protected.

Take A Look At Some Of Our Recent Success Stories

We’re committed to exemplary service and ease of transaction while protecting your assets. And if an incident occurs, we’ll support and advocate for you through the entire claims process – negotiating with insurers and third parties to ensure the swift payment of any benefits you’re owed. You’re always our top priority.

Have questions? Take a look at our FAQ’s here!

We have an honest, open, flexible and authentic customer centric-business relationship, to ensure we fully know our clients, their needs, and appreciate what’s important to you. We are here to guide you through your journey, constantly reviewing and providing  advice on your insurance needs to help you grow.

We are here to protect your assets with exemplary service, ease of transaction, and prompt claims settlement – you are always our priority.

Check out our resources for industry insights as well as tips & tricks

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Manufacturing

Manufacturers across Australia face a wide range of operational, financial, and safety risks. From machinery breakdowns to product defects and supplychain disruptions, even a single incident can halt production and impact profitability. CIB provides tailored manufacturing insurance solutions to help protect your equipment, people, and business continuity.
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Construction & Civil

Specialist Protection for Builders, Contractors & Civil Operators
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Professional Risks Insurance

Professional Indemnity, Management Liability, Cyber liability & Privacy Protection. At CIB, we understand the unique responsibilities carried by professionals who provide specialist advice or services.
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Mobile Plant & Equipment Insurance

Protecting your machinery is protecting your business. At CIB, we help contractors, operators, and businesses safeguard their essential plant and equipment with tailored, reliable insurance solutions.
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Commercial Property

Protecting the places where local businesses thrive
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Transport & Logistics

Protecting the operators who keep Australia moving.
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Trades Insurance

Australia’s trades and construction sectors face daily risks—from accidental property damage to stolen tools and unexpected injuries. At CIB, we provide tailored insurance solutions designed to keep tradies protected and on the tools.
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Business Insurance

Business insurance plays a key role in safeguarding your assets, revenue, people, and reputation.
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Protecting your business when it matters most

Every business has people whose knowledge, relationships, or leadership keep thingsmmoving forward. But what happens if one of those people can no longer contribute due to serious illness, disability, or death? At CIB, we help safeguard your business against the financialnimpact of losing a key individual or business partner. Our Key Person and Buy–Sell insurance solutions provide continuity, stability, and peace of mind.
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Farming & Rural

Farming in Australia presents enormous opportunity—yet it also brings daily uncertainty. From unpredictable weather to machinery failures, livestock losses, and rising operational risks, the right insurance plays a vital role in protecting your livelihood, assets, and longterm sustainability.
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Personal Lines

From home and motor vehicle to boats and valuables, CIB works with a wide range of insurers to find cover tailored to your individual needs — giving you peace of mind that what matters most is protected.
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Personal Risk Insurance

Life can change in a moment, and the impact of illness, injury or loss can place significant financial pressure on families. At CIB, we work alongside Steadfast Life to help you access personal protection solutions that support your lifestyle, safeguard your income, and provide confidence for whatever the future brings.
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WorkCover

CIB has partnered with Safescope, specialist WorkCover consultants, to help employers navigate their obligations with confidence. From understanding premiums to managing claims, we ensure your business stays compliant and your people are protected.
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Take A Look At Our Other Services…

We’re committed to exemplary service and ease of transaction while protecting your assets. And if an incident occurs, we’ll support and advocate for you through the entire claims process – negotiating with insurers and third parties to ensure the swift payment of any benefits you’re owed. You’re always our top priority.

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